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FAQ

Our Most Asked Questions

M & Co. Law Firm is located in the heart of Toronto’s financial district. Our practice areas are focused on dispute resolution—negotiation, collaborative law, mediation, and arbitration. We believe in working in partnership with our clients and providing a consistently exceptional client experience. The lawyers at M & Co. Law Firm have more than twenty years of experience in family law issues, yet we go far beyond the legal aspect, really listening to our client’s needs and interests, then building a strategic plan that is uniquely tailored to each individual situation. We believe our approach to family law is progressive, allowing us to help each client navigate successfully through challenging dynamics and complex issues. Our overarching goal is to help our clients move forward in their lives by helping them resolve the issues in their personal lives.

Hiring the right lawyer is very important, particularly finding one who is well connected, and can put you in touch with other resources and professionals who can help your family law issue resolve more easily. Court outcomes can be highly unpredictable, and few people end up satisfied with results that come from a courtroom. After all, how much sense does it make to place your life in the hands of someone who only has a small snapshot of your life, your story? At M & Co. Law Firm, we have successfully negotiated  settlements without the need for court—even in the face of challenging dynamics. We will work closely with you to determine the right process for resolving your family law issues and moving forward with your life. M & Co. Law Firm believes deeply in family resolutions (which are out-of-court resolutions as well), which protect your children, your net worth, your assets, and your future.

At M & Co. Law, our values set us apart from other firms, guiding all that we do. We believe these values provide a unique, successful experience for each of our clients. We champion:

  • Teamwork
  • Collaboration
  • Exceptional client service
  • Creativity
  • Innovation
  • Open, honest communication

The goal of collaborative family law is to allow those who are in the middle of a divorce or separation, to work in a collaborative manner with one another, their lawyers, and any specialists, with a goal of a mutually agreeable resolution. Once such a resolution is reached, it will be memorialized into a valid, binding agreement. The goal of collaborative family law is to avoid the adversarial nature, that is often inherent in splits that end in litigation. Collaborative family law operates under the assumption that the parties involved are ultimately in the best possible position to make the decisions regarding not only their own best interests but also the best interests of their children.

Collaborative family law is based on the premises of respect, honesty, and integrity between parties who are separating or divorcing. Once the couple agrees to engage in the collaborative family law process, they must sign an agreement which stipulates they have chosen this method of resolution, and that they agree they will not go to court nor threaten to go to court as they work to resolve their issues. Once the threat of court and costly litigation is no longer on the table, the couple is able to be as open and honest in their dealings with one another as possible. If the collaborative process turns out to be unsuccessful, notes taken during the meetings, and things said during collaborative law discussions are generally not admissible at trial, unless otherwise stipulated

These meetings are client-driven, so far as date, location, and time of the meetings, as well as determining which issues will be discussed. The parties are strongly encouraged to reach decisions and discuss their feelings while making arrangements for custody and access, property division, spousal support, child support, and any other issues associated with the divorce or separation. Collaborative lawyers offer support, or advice on legal issues, with a goal of ensuring the entire process remains positive and productive. There are specific guidelines used during collaborative family law meetings. These guidelines include:

  • Never attack one another, rather attack the concerns and issues at hand.
  • Rather than taking an unyielding position, each party will express himself or herself in terms of needs, interests, or a hoped-for outcome.
  • The goal for both parties should be to produce the most acceptable, constructive agreement for all members of the family.
  • During the four-way meetings, all parties will remain respectful, will use one another’s first names, and will not interrupt when another person is speaking. Language which blames or finds fault should always be avoided, and the terms “fair” and “unfair” should also be avoided whenever possible. Words such as “acceptable,” “agreeable,” and “workable” should be used, as well as “unacceptable,” “unworkable,” and “not agreeable.”
  • It is important that each party speaks for himself or herself via “I” statements rather than “you” statements.
  • Partners are encouraged to state what they observed, how they feel about the observation, what they think about the observation, and what they would like to happen regarding the observation. As an example: “I noticed that you were late three times last month when picking up the children. That made me feel worried about making our schedules work, and unhappy for the children who had to wait and wonder if you were coming. I think we need to try to keep regular schedules for the children and would like to see the schedule adhered to so the children are not disappointed.”
  • Following an observation statement, then the other party is allowed to speak. The first person to speak should practice active listening, working to understand the replies from the other person without judgment. If you do not understand, ask for clarification and try restating what you think you heard in different words.
  • It is important to understand that saying, “I understand,” is not the same thing as saying, “I agree.”
  • If you have a concern, raise it, followed with a constructive suggestion on resolving the concern.
  • If something simply does not work for you, be sure to tell your lawyer so the issue can be addressed at the next meeting.
  • Be willing to commit to the time required for collaborative family law, and always come to the meetings prepared.
  • Finally, practice patience—delays can occur, even when all parties are acting in good faith.

To engage in collaborative family law, both you and your partner must have a collaborative family law lawyer, preferably one with considerable experience in collaborative law. At M & Co. Law Firm, we have that experience and the necessary skills and knowledge to help our clients through a collaborative law divorce or separation. We will closely listen to your concerns, answer your questions, explain things in a way you can understand, and will always make you feel comfortable, never rushed. We will set up a process for negotiation that makes sense for you and your family and may refer you to other professionals who can help resolve your issues, such as a financial planner or child specialist. In short, M & Co. Law Firm will help you move forward in your life by resolving the issues in your personal life.

Dispute resolution is important in our practice; we accomplish this through a combination of collaborative law, mediation, and arbitration. Collaborative law allows those embroiled in a family law dispute to work with a team of neutral professionals. The process is completely private, and, when the parties are committed to the process, it can be much faster—and much less expensive—than court. Depending on your specific circumstances, your collaborative team could include a variety of people, such as a financial specialist or a child specialist, as well as your lawyers.

Mediation works by providing a neutral third party who, while providing no legal advice or advocating for either side, will assist with the negotiations. Lawyers may or may not be present during mediation, however, the parties involved in mediation are allowed to consult with their lawyer between meetings. A mediator’s goal is to help the parties reach an agreement and possibly draft the agreement to be reviewed, revised, and approved by each party’s legal team.
Arbitration resembles a court hearing but is a private, out-of-court process tailored to your particular dispute. Arbitration tends to be more informal, faster, and less expensive than some other methods of dispute resolution.

Hiring the right lawyer is very important, particularly finding one who is well connected, and can put you in touch with other resources and professionals who can help your family law issue resolve more easily. Court outcomes can be highly unpredictable, and few people end up satisfied with results that come from a courtroom. After all, how much sense does it make to place your life in the hands of someone who only has a small snapshot of your life, your story? At M & Co. Law Firm, we have successfully negotiated fifteen years’ worth of settlements without the need for court—even in the face of challenging dynamics. We will work closely with you to determine the right process for resolving your family law issues and moving forward with your life. M & Co. Law Firm believes deeply in family resolutions (which are out-of-court resolutions as well), which protect your children your net worth, your assets, and your future. If you are just starting out in a relationship, Musson Law can help you with a Net Worth Agreement or an Asset Protection Agreement as well.

Three things must be proven when applying to a court for a legal divorce in Ontario—you must be able to show you were legally married, (usually via a marriage licence), you must be able to clearly show that a breakdown of your marriage has occurred, and you must live in the province or territory where you are applying for a divorce, and have done so for a year prior.


If you were married in Canada but now live in a country that does not recognize the marriage, you may still be able to obtain a non-resident Canadian divorce. Unfortunately, a non-resident divorce can be complicated.

While you must prove the breakdown of your marriage as well as the fact that there is no hope of reconciliation between you and your spouse, this does not mean that both spouses must want the divorce. Even if only one spouse wants to be divorced, a contested divorce can be filed so long as the separation requirement is satisfied.
It is possible to remain in the same house after separation. Many people do this due to the high cost of living, but this could make it much more difficult to prove separation. Should you remain in the same house, a series of questions will be asked to determine whether you were genuinely separated while living together. Those questions could include whether you attended social events together, whether you shared a bedroom, whether you communicated on a regular basis, whether you had a valid reason for continuing to live together, and whether you engaged in sexual relations. If the answer to any of these questions is “yes,” it is highly unlikely to recognize your separation.
The matrimonial home is afforded special treatment. A matrimonial home brought into the marriage will not be included in a spouse’s date of marriage deductions and is neither considered an allowable exclusion (even if it was received as an inheritance or gift from a third party during the marriage). The broad definition of the matrimonial home can include cottages and vacation homes and can also include a vacation home where a considerable amount of time was spent.
An uncontested divorce means that both spouses essentially agree to the terms and reasons for the divorce. If there is no agreement, you will file a contested divorce, and both you and your spouse will be required to submit an application which states your differences. An uncontested divorce will, of course, be less expensive, and a contested divorce much more expensive.

A separation agreement is a contract between two people who once lived together and are now living apart from one another, explaining the rights and obligations of each spouse. Property division can be addressed, with such issues as whether the matrimonial home will be sold, who gets the family vehicle(s), and whether bank accounts will be shared. If spousal support is an issue, it will be addressed, as well as financial support for children of the relationship. The separation agreement will detail where the children will live, and when access will be granted to the other parent. All of these issues, as well as any other issue which could conceivably arise as the result of separation, can be addressed in a separation agreement.

It is always a good idea to seek legal advice from a lawyer before signing a separation agreement. Your lawyer can help you understand the rules necessary to make your separation agreement as well as your rights and responsibilities toward your spouse and children. While you can make a separation agreement any time after you separate, some issues do have time limits. As an example, you have six years from the date of your separation to divide your property, but only two years from the date of your divorce to divide the property. There is no requirement that you wait until you and your spouse are in agreement about everything prior to making a separation agreement.

There are a number of reasons why having a separation agreement is a good idea. When you and your spouse create a separation agreement that you can both live with, you are saving the stress involved in going to court—and saving money in the process. While you will still want a lawyer to look over the agreement, when you collaboratively create a separation agreement, you and your partner can decide what works best for you and your family rather than letting the court make those decisions. Additional reasons to have a separation agreement include:

  • Those involved in your children’s care (teachers, daycare workers, doctors, etc.) will know what has been agreed on between parents and can act accordingly.
  • A separation agreement can be used to get assistance from the Family Responsibility Office if there is a problem getting spousal support or child support.
  • A written separation agreement makes it easier to prove the arrangements made by you and your spouse than if you only have a verbal agreement.
There are certain situations in which you might want to avoid a separation agreement worked out between the two of you. The primary reason for this is if you and your spouse are unable to talk with one another or work with one another, even with a neutral third-party present. If your partner has abused you in the past, or if he or she has serious drug or alcohol abuse issues or mental health issues, then a separation agreement made between the two of you is unlikely to be a good idea. If any of these situations exist for you and your spouse, you need a family law attorney—preferably trained in mediation—to help resolve the issues. In extreme cases, it may be necessary to have a court order that can be enforced.

There are a number of issues to consider when you are considering a separation agreement, including the following:

  • A separation agreement is a legal, binding contract when signed by both parties in the presence of a witness, and properly dated.
  • All dates, names, account numbers, addresses, etc., need to be listed accurately.
  • Assets must be specifically listed and itemized, described in detail to avoid confusion down the road.
  • Make sure the provisions in your separation agreement are realistic—provisions that are unrealistic can result in conflict or even a breach of the agreement.
  • Always involve a lawyer in your separation agreement. It can be dangerous to use a “kit” from the internet, which involves boilerplate clauses.
  • If and when you divorce, the court will likely take the contents of your separation agreement into consideration.
  • The terms of your separation agreement are likely to be recognized by the court as long as the terms of the agreement are fair to both parties.
  • The date of separation is important when you apply for a divorce since divorce cannot be granted until you and your partner have lived separate and apart for a full year or more.
  • The division of property and liabilities are also calculated from the date of separation, so this date is extremely important.
  • If it is impossible, economically, for you and your partner to physically separate into two homes, you still can live separate and apart while living in the same home.
  • Because a separation agreement can potentially be challenged in court and set aside, it is critical that you have a Certificate of Independent Legal Advice attached to your separation agreement. This ensures there was no duress, no misrepresentation by one partner, no unjust or unfair provisions, and no undue influence involved in the separation agreement.

Whether you will be required to pay spousal support or whether you are entitled to receive spousal support depends on a number of factors. Under the Divorce Act, the purpose of spousal support includes:

  • Compensation for a spouse who has sacrificed his or her ability to earn income during the marriage, due to lost educational or career opportunities;
  • Compensation for a spouse who exhibits significant financial need as a direct result of the breakdown of the marriage;
  • Compensation for a spouse who continues to care for the children of the marriage.

In each case, a number of factors are considered when determining whether an award of spousal support is appropriate, such as:

  • The financial circumstances of each spouse;
  • The financial needs of each spouse;
  • The financial means of each spouse;
  • The length of the marriage or the length of time the couple has lived together;
  • Each spouse’s role in the marriage;
  • How the roles of each spouse in the marriage affected their current financial situation;
  • How the breakdown of the marriage affected each spouse’s current financial situation;
  • The role and responsibilities each spouse will have in the ongoing care of the children; 
  • Whether there are prior orders, agreements, or arrangements regarding spousal support already made.

The calculation of spousal support can be extremely complex, with many factors considered when determining an appropriate amount. The Spousal Support Advisory Guidelines are the starting point for Canadian courts and family law lawyers when calculating spousal support. It is important to remember that these guidelines and not law. For a former spouse to receive spousal support, he or she must first show entitlement for that support.

 

The main ways to establish entitlement to spousal support are:

  • Contractual Support is awarded when a marriage contract, cohabitation, separation, or another type of agreement exists, which specifies that one spouse will receive support in the event of a breakdown of the relationship.
  • Compensatory Support is often awarded when one spouse has given up earning opportunities, educational opportunities, or career opportunities because of their role in the relationship. The goal with compensatory support is to prevent one spouse from bearing a disproportionate financial burden as a result of the marital role.
  • Non-compensatory Support may be awarded when one spouse will experience substantial economic hardship as a direct result of the end of the relationship.

As noted, when parents divorce, if one parent is the residential parent of the minor child, while the other has access, the residential parent is presumed to spend money on the child on a regular basis. As such, the other parent will be required to pay child support.

 

Child support continues even if the recipient parent remarries or begins living with another person. It continues to be based on the payor’s income regardless of the recipient parent’s income or the new family income.

 

Child support is calculated and based on the Child Support Guidelines.

 

Child support is the right of the child. Neither parent can waive the child’s right.

 

Child support is usually applied for by one parent right after the separation, or when applying for a divorce, but can actually be done any time thereafter. Even in situations where the child spends an equal amount of time with both parents, the parent with the higher income may be required to pay child support. Parents can reach an agreement regarding child support on their own, prior to going to court, but the terms of the agreement must be in accordance with the Child Support Guidelines.

The Child Support Guidelines provide the basic amounts of monthly child support necessary to cover necessities such as food, a share of the monthly rent or mortgage, a share of the regular utilities, school supplies, and clothing. This amount is based on the gross annual income of the payor parent, as well as the number of children to be supported. Gross income is income before taxes and most other deductions. Each province and territory have their own child support table. In addition to the basic necessities, a judge can consider a number of factors when setting the amount of child support, including the following:
  • The specific parenting arrangement (how much time the child spends with each parent, and which parent the child primarily lives with)
  • Any special expenses, such as daycare for younger children, which is not covered in the child support table
  • Whether there is any retroactive child support which accrued prior to the new court order
  • Whether the payor parent has specific financial difficulties or undue hardships which make it difficult to pay child support
Some parents may attempt to avoid paying child support by working for cash, remaining deliberately unemployed, working part-time or working at a low-paying job, not reporting all income, or flat-out providing false information. If you believe the payor parent is engaging in any of these ruses to avoid paying child support, you can ask to impute income. This means the payor parent’s income will be determined by the amount the parent is capable of earning (or the judge believes he or she is actually earning). By looking at work history, education, job opportunities, lifestyle, and past income, income will be determined for the payor parent, and, thus, the amount of child support.
Generally speaking, a child is dependent until he or she turns 18. This could be extended if the child has special needs or is still in school. A child is not considered a dependent if he or she is married or is at least 16 and voluntarily leaves home. In the case of a disability or chronic illness, a child over the age of 18 may remain a dependent for their entire life. A child who is diligently pursuing his or her first undergraduate degree is generally in need of support until that degree or diploma is obtained. This is generally until the child turns 22 or receives a degree or diploma. Barring any of these special circumstances, child support ends when the child turns 18.

It is important to note that should the payor parent fail to make his or her child support payment, the other parent cannot deny access.

 

Barring evidence to the contrary, it is generally assumed that children benefit from maximum and regular time spent with both parents. When one parent keeps the child from seeing the other parent, this is, in essence, punishing the child. There are legal channels to use when the payor parent fails to pay child support, however, denying access is not one of those.

While divorce can be difficult under any circumstances, when there are children involved, issues can compound exponentially. The language used to define the real-world relationship between a parent and their child during a separation and/or divorce, as well as to define the legal relationship is child custody.

 

As part of the legislative updates, the terms custody and access will be replaced with parenting time and parent decision making responsibility. Decision-making responsibility refers to a parent’s right to make decisions for the child, along with the parent’s obligations to the child.

 

Essentially, decision making responsibility (“custody”) is the right to make decisions on the child’s behalf, including decisions regarding religion, education, health, and well-being. The term “parenting time” (once “access”) refers to the time the child spends in the care of each parent. The goal during a separation or divorce is to ensure the best care arrangement for the child’s well-being. The different types of decision making responsibility arrangements include:

  • Joint decision making (once joint custody)—best for parents who are able to communicate and collaborate in a constructive manner for the best interests of the child. Joint custody allows both parents to equally decide major decisions regarding the child.
  • Sole decision making (once sole custody)—one parent makes all major, fundamental decisions for the child. The other parent may express an opinion regarding these important issues and has the right to be informed of the decisions, however, the custodial parent has the final say.
  • Split decision making (once split custody) means one parent has custody of some of the couple’s children while the other parent has custody of the other children. This is rather rare because courts are usually unwilling to separate siblings.

 

This is the right to spend time with the child, including the right to ask about and be given information regarding the health, education, and welfare of the child. While an access parent is allowed to request a copy of a child’s report card or meet with the child’s teacher, he or she may not make major decisions regarding the education of the child, including which school the child will attend.

  • Shared parenting time (once shared custody) is a term often confused with joint custody. Shared parenting time refers to an access arrangement and has nothing to do with legal decision-making power. In a shared custody arrangement, each parent physically has the child for at least 40 percent of the time—time with the child is split as evenly as possible between the parents. A shared parenting agreement can exist apart from a decision making agreement.
  • Parenting schedules (once access schedules) may be fixed—i.e., the access parent has the child on specific days at specific times, or the schedule can be open, meaning the schedule is flexible and determined by both parents. In other words, if one parent works shift work, which prevents a fixed access schedule, an open-access agreement might state the parent will have four overnight visits per month and one weekend visit—or whatever will work around that parent’s work schedule.
  • Supervised access may be ordered when concern for the safety or well-being of the child while in the care of the access parent exists. So long as it is in the best interests of the child, The Divorce Act mandates maximum contact between the child and both parents. Supervised access may be ordered on a temporary basis, then the access could be changed to non-supervised. The person who supervises could be a relative, a friend, a social worker, or a Children’s Aid worker.
  • No access orders occur only in extreme cases when there is evidence of child abuse or neglect, a serious drinking or drug problem, or when one parent has threatened to take or tried to take the child away from the other parent.

When parents are in agreement regarding where the child will live, how major decisions will be made regarding the care of the child, how much time each parent will spend with the child, and the role each parent will have in caring for the child, they can memorialize those agreements in a written parenting plan. The living arrangement for the child can be virtually anything that is in the child’s best interests.

Some parents choose to have the child live primarily with one parent, with the other parent spending one mid-week day and every other weekend with the other parent. Others will find the best scheduling arrangement for access, depending on their individual schedules. Parents who cannot agree on a parenting plan can obtain help from a family lawyer, a mediator, or an arbitrator as well. The following factors will be considered:

  • The plan for the child’s care and upbringing by each parent
  • The ability of each parent to properly care for the child
  • The emotional ties present between each parent and the child
  • The relationship between each parent and the child
  • The length of time the child has lived in a stable environment
  • Special requirements of the child
  • The ability of each parent to spend time with the child
  • Scheduling logistics
  • Whether either parent has attempted to interfere with the relationship between the other parent and the child
  • Depending on the age and maturity of the child, the wishes and views of the child
  • Whether any abuse against the child or another family member has been perpetrated by either parent

When married or common-law spouses decide to split up, there are many issues that must be settled. While all of these issues have the potential to cause disagreements, property division is often one of the most contentious. Each province and territory has its own laws regarding property division, and while the laws are likely similar, having an Ontario divorce lawyer who is familiar with your specific province or territory is extremely important. In some provinces or territories, it can also make a difference as to whether you are married or are common-law spouses.
In most cases, while common-law partners may have the same right to spousal support as married couples, property division can be more complex. Equalization of property is only available for married couples.

 

Ontario considers couples who live together as spouses for at least three years—but who are not legally married to each other—to be in a common-law relationship, but when property division is the issue, the rules remain different between married couples and common-law couples.

Marriage is seen as an equal partnership under the law, so equal partners who are divorcing must equalize the division of property. Property brought into the marriage by either partner remains theirs (with some exceptions), however, if the property increased in value during the marriage, then that increase must be shared with the other spouse. Property acquired during the marriage is divided equally between the spouses. There are some exceptions meaning the split may not be exactly 50/50.

 

In the case of common-law couples, the law will generally look at any property bought during the relationship as belonging to the person who paid for the property. Because the division of property is uncertain when it comes to common-law partners, many choose to enter a cohabitation agreement prior to entering into a common-law relationship. This agreement will clearly spell out financial and property rights. If it turns out that one partner in a common-law marriage feels he or she has been shortchanged regarding the division of property, a claim for unjust enrichment can be made.

The matrimonial home is any residence or property that one or both spouses have an interest in—and can include a home that is rented, owned, or occupied by both spouses and their family on the day of separation. A matrimonial home can include condos, mobile homes, and even a sailboat if the couple uses it as a home. A vacation home used frequently by a couple could also be considered a matrimonial home in addition to the principal residence. The matrimonial home is treated a bit differently from other properties and assets owned jointly with your spouse. Since the matrimonial home may well be the largest, most valuable asset you own with your spouse, dividing the home can be challenging, to say the least.

 

You and your spouse both have the right to continue living in the matrimonial home until such time as the home is sold, or a judge orders one spouse to move out. If you and your spouse are legally separated while living in the matrimonial home and one of you moves out during the separation, the spouse remaining in the home is not allowed to change the locks to prevent the other from returning (barring unusual circumstances). The right to equal possession continues while the spouses are legally separated until a separation agreement is reached, or a family court judge grants one spouse the legal entitlement to have exclusive possession of the matrimonial home pending trial.

 

This legal entitlement granted by the judge will be in force no matter who holds title to the home. The spouse permitted to remain in the house may not legally sell or dispose of any furniture or other belongings until all issues related to the equalization of property are settled. It is worth noting that even if one spouse came into the marriage with the home, it became the matrimonial home when both spouses and children, if any, lived in the home as a family—unless the owner sells the home prior to the divorce. This is different for those in a common-law relationship; in most cases, the matrimonial home belongs to the spouse the home is registered to, absent a cohabitation agreement.

The value of everything each spouse owns (market value) must be disclosed on the date of separation, then the value of what they owned prior to the marriage deducted. Next, any debts, such as personal loans, mortgages, and car loans, are deducted. The equalization payment is the payment the spouse with the higher Net Family Property will be required to make to the spouse with the lower Net Family Property and is half of the difference between the two. Under certain circumstances, the court can order one spouse to pay the other more than the calculated equalization payment. This might occur when the judge believes the amount is extremely unfair to one spouse.